Smarter Payout & Collection Automation
Collect payments instantly with unique customer-mapped virtual accounts.
PINFY enables businesses to automate reconciliation, reduce operational overhead, and accelerate cash flow with virtual account infrastructure. Automated reconciliation, faster settlement, secure fund tracking, and complete transaction visibility.
Virtual Accounts - Benefits
- Instant Payment Identification: Each customer or vendor gets a unique virtual account, so incoming payments are auto-matched without manual checks.
- Automated Reconciliation: Every payment is linked to a specific virtual account, making reconciliation 100% accurate and eliminating human errors.
- Faster Settlement Tracking: Know exactly who paid, how much, and when — no more confusion about shared UTRs or bank references.
- Supports Bulk Collections: Perfect for businesses handling thousands of payments daily — fees, subscriptions, vendor payments, or EMIs.
- Works Across All Banks: Accept payments from any bank via UPI into the virtual account.
- Real-Time Notifications: Get alerts for every successful transaction.
E-commerce Platforms – Accept customer payments with one-click checkout.
Collect subscription and recurring payments securely.
Manage multiple vendor collections seamlessly.
Send payment links and collect instantly via UPI.
How It Works
Registration & Verification
Sign up and verify your business with KYC for secure onboarding.
Connect Your Payment Channels
Enable UPI options for customers to pay easily.
Start Accepting Payments
Share payment links, integrate API, or embed on your website collect instantly.
Monitor & Manage Accounts
Track collections, view reports, and download statements from the PINFY dashboard.
About Us
Experts Team Member For Your Support
Help agencies to define their business objectives and then create
Testimonials
What Our Clients Say About us
245m+ happy clients all around the world. Don’t just take our word for it
Jenny Wilson
Software Tester
Our customers love the seamless, Reliable service, and 24/7 support make transferring money Trust us for your global payment needs!
4.5 - Excellent
Robert J. Hare
Sr. Product Manager
Our customers love the seamless, Reliable service, and 24/7 support make transferring money Trust us for your global payment needs!
4.5 - Excellent
Darlene Robertson
Software Developer
Our customers love the seamless, Reliable service, and 24/7 support make transferring money Trust us for your global payment needs!
4.5 - Excellent
Care Wiliam
Sr. Product Manager
Our customers love the seamless, Reliable service, and 24/7 support make transferring money Trust us for your global payment needs!
4.5 - Excellent
Virtual Accounts for Businesses
Virtual Accounts are unique, auto-generated bank account numbers assigned to each customer, invoice, or transaction.
Ideal for E-commerce platforms Loan/EMI collection businesses Subscription-based companies Marketplaces NBFCs and fintech platforms Schools, SaaS, and service providers
Faq
Frequently Asked Questions
Virtual accounts are temporary, unique bank account numbers created by a business to collect payments from customers.
Virtual accounts work by giving each customer, invoice, or transaction a unique account number (or UPI VPA). When money comes into that virtual account, the system instantly knows who paid and why without any manual matching.
Identifying who paid, how much, and for which invoice without any manual work. Every customer gets a unique virtual account. So when money comes in, the system instantly knows: Who paid For which invoice/order At what time No matching UTRs, no manual checking, no mistakes.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
Absolutely. All PAYin transactions are fully encrypted and RBI/PCI-DSS compliant.
Business Hours
Mon – Saturday: 10:00 AM – 7:00 PM
Sunday: Closed